Pennsylvania Retirement Planning
Preservation Wealth Advisors
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Preservation Wealth Advisors is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, asset protection, and achieve tax efficiencies in support of a holistic approach to their finances.
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Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
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Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help optimize your wealth and protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Joseph Fenstermacher
Registered Representative/Investment Advisor
Joe Fenstermacher is self-employed as an Investment Advisor Representative with Centaurus Financial, working primarily with individuals and small businesses. He has 27 years experience in the financial services industry, more specifically helping his clients plan for the future through insurance, tax and retirement income planning. He has built his practice around exceptional customer service, dedication, and a focus on the unique understanding of his client’s needs.. He lives in Center Valley with his wife, Christine and their 3 children, John, Hannah and Sarah.
Before starting his own firm in 2008, Joe spent 10 years working with Carl H. Myers Insurance Agency helping to advise their clients. He enjoys helping people plan for their future, and has been praised by both colleagues and clients alike for his attentiveness, honesty, integrity and in-depth analyses. At Carl H. Myers Agency, he started their Financial Services division and brought great value to the agency by offering more services to their existing clients to help protect their assets and future. Joe was also able to help grow their client base and improve client retention through his “value added” strategy.
Joe is also a powerful speaker and seminar presenter. He is known for his enthusiasm and ability to connect with an audience. His interest in presenting on various financial topics developed as a result of many years of helping clients plan for and achieve retirement by using his “Sleep at Night Test” strategy. Joe’s goal is to empower his audience to take control of their future and develop a plan to help them achieve success.
Despite his demanding career in financial services, Joe makes time to be involved with community organizations. He was president of the Board of Directors for Meals on Wheels of Lehigh County and has served on the board for 6 years. Joe and his wife are very dedicated to Meals on Wheels in their philanthropy, as well as delivering meals to homebound clients on a weekly basis. He has also coached Soccer, Basketball, and Baseball. His current passion is working with Folds of Honor to help provide scholarships for children of Fallen Soldiers.
Christine works as a Caregiver for a local elderly woman and spends a lot of time crocheting blankets and shawls for donation to babies and elderly people through their local church. John, age 21 is a Junior at Temple University, studying business at the Fox School of Business. Hannah, age 21, is a Junior at Ohio State, studying a double major in Professional Dance and Physical Therapy. Sarah is a Sophomore at University of Maryland, studying Nursing. Our family loves to travel and spend time outside with their 3 dogs, Archie, Harry, and Lola.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Events in December 2025–February 2026
- There are no events scheduled during these dates.
Our Blog
Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
